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Welcome to our latest quarterly newsletter for 2024

In our first article, we outline each of the superannuation changes that came into effect on 1 July and how some of these changes could impact you.

Here, we explore a few reasons why the passage of time can help you achieve your investment goals over the longer term.

The new stage 3 tax cuts kicked in on 1 July and for most people, this may mean a little bit of extra money in your back pocket. In our next article, we’ve outlined a few other ways you could boost your borrowing power.

With employers looking for workers and the cost-of-living pressures, it’s a perfect mix of conditions to send some retirees back to work. If you’re considering going back to work, it’s smart to get good advice before you take the leap.

While we all dream of having a longer holiday, sometimes it’s not possible. There is a new type of vacation called ‘microcation’. Find out how this trendy little type of holiday is squeezing all the benefits of a big vacation into a short break. 

We love to hear from you, so please feel free to contact us with any questions about our articles in this newsletter on 07 4151 0685 or email admin@hemfin.com.au

Kind regards,

Joanne Benny 

Super and tax - what changed on 1 July 2024

Here’s a quick rundown of the latest law changes. Read full article >>

The advantages of investing early

You may have heard it said, "No risk, no reward." But did you know that time can actually decrease your risk while increasing your reward? Read full article >>

Borrowing power boost thanks to tax cuts

Tax breaks are always good news, but for house hunters they can have an added bonus. Read full article >>

Returning to work after retirement

Employers are desperate for workers and cost of living pressures are making it tough to live on a pension. That’s a perfect mix of conditions to send some retirees back to work. But it’s smart to get good advice before you take the leap. Read full article >>

Microcations: a little bit of holiday for a lot of enjoyment

Having a break from the daily grind is the best way to refresh, re-energise and refocus but it’s not always possible to take off for a long holiday, which is where the newest vacation trend - microcations - comes in handy. Read full article >>